Specialised Insurance for Contractors
Over the past 20 years the NAAC & Bluefin Insurance Services Limited incorporating Hammon Osborne have been partners in the provision of Liability and Motor Insurance for members of the NAAC.
The schemes have been specifically designed to give the widest possible cover
at the most competitive premium.
Public and Products Liability
The NAAC Liability Insurance Scheme covers your Liability at Law to pay damages and costs to third parties who suffer accidental death, injury, illness or disease, or whose property is accidentally damaged as a result of your business activities.
Cover includes Legal Liability arising from:
| 1. Loss or damage to crops being treated. |
Automatically |
| 2. Financial Loss ( Loss of Yield ) |
Automatically |
| 3. "Striping" of Crops. |
Automatically |
| 4. Incorrect advice given in connection with products supplied
( excluding advice given solely for a fee ). |
Automatically |
| 5. Failure to Germinate ( Seed Dressers & Suppliers
). Products supplied including Defect in design specification
or formulae. |
Automatically |
| 6. Damage to underground and overhead services. |
|
| 7. Indemnity to Principal. |
|
| 8. Contingent Motor Liability. |
|
| 9. Health and Safety Legislation - Legal Fees. |
|
|
10. Environmental Clean Up Costs
|
Automatically
(Added 01/08/2006) |
|
11. Loss of Area Payment Subsidy
|
Automatically
(Added 01/08/2007) |
In addition the Policy will pay:
- Claimants Costs and Expenses
- Cost of Legal Representation
- Compensation for court attendance in connection with an admissible claim under the
Policy
The minimum limit of indemnity is £1,000,000. Higher limits are available on request.
Warning
If your policy excludes any of the above your business may be put in jeopardy.
For further information, please contact the NAAC
on Tel: 08456 448750.
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