NAAC Liability Insurance Scheme
Designed especially to meet the Insurance needs
of Agricultural Contractors and Agrochemical suppliers.
The policy covers your Liability at Law to pay
damages and costs to third parties who suffer accidental death,
injury, illness or disease, or whose property is accidentally
damaged as a result of your business activities.
Cover is extended to include Loss of Yield (failure
of the crop to achieve the expected standard of growth or yield)
and where applicable can be extended to include Failure to Germinate
(Seed Dressers & Suppliers).
Advice given in respect of the sale of goods supplied
or services is included where no fee for that advice is charged.
Indemnity Limits in excess of £10 million can be arranged.
To purchase Public liability Insurance for Premium
saving alone can be costly for your business, as some of the following
claims illustrate:
Agrochemical Suppliers
A farmer employed an agronomist to advise on the
planting of a crop of potatoes. Despite soil samples being taken
the chemical applied did not alleviate the presence of PCN.
The subsequent crop fell well short of expectations.
A claim for wrongful advice and loss of yield resulted.
Estimate £350,000
Agrochemical supplied to over 100 farmers and
advice given in accordance with the Manufacturers instructions.
The Agrochemical did not perform correctly and a Loss of Yield
was suffered.
A claim is outstanding for over £1,000,000
Amenity Weed Control
A chemical was correctly applied to a river to treat
weeds. The River Authority informed all users not to extract water
for a certain period. However water was extracted and applied
to salad crops.
A claim was successful for damaged crops.
Settled £330,000
Agricultural Contractors
A contractor was asked to desiccate potatoes. This
was carried out 10 days early resulting in the crop not attaining
their expected yield.
Claim for loss of yield
Settled at £10,000
A chemical was applied to a crop of peas. Due to
an infestation of aphids and the loss of the plant's natural wax
the chemical was absorbed by the crop and scorching ensued.
Claim for loss of yield
Settled at £27,000
Potato store was fogged. Potatoes subsequently sprouted.
Chemical is alleged to have not performed its function.
Claim for loss of yield £750,000
For further information, please
contact the NAAC on Tel: 08456 448750
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